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Prospects for Financing Women’s Startups under Martial Law
Klymash N. I.

Klymash, Nataliia I. (2024) “Prospects for Financing Women’s Startups under Martial Law.” Business Inform 8:158–164.
https://doi.org/10.32983/2222-4459-2024-8-158-164

Section: Problems of Business

Article is written in Ukrainian
Downloads/views: 12

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UDC 336.531.2:339.9

Abstract:
The scientific work examines the problems of gender equality and women’s access to the initiation and implementation of entrepreneurial activity. Certain normative legal documents that regulate the rights of women in the business environment and public life both at the international level and at the national level have been identified. Gender gaps in the parity of opportunities between men and women are analyzed based on the report of the International Economic Forum «Global Gender Gap 2024». It is found that for Ukraine the gender gap comprises 72.2%, and our country ranks 63rd in the global ranking. The lowest value of the sub-index is found in the criterion of women’s political participation: 0.172, which indicates a low affiliation of women in the political life of the country. The author presents a portrait of Ukrainian women entrepreneurs by different groups and social indicators. It is determined that, on average, this is a woman of 30+ years old who has incomplete higher or higher education and mainly lives in the city. Recently, women entrepreneurs have been experiencing significant problems in doing business, which are related to: the consequences of the economic crisis, significant competition in the market, volatility in legislation, corruption and inspections by government agencies. The article discusses the issue of financing startups as a result of women’s innovative entrepreneurship. The gender-based issues that women have to deal with in the implementation of creative, innovative projects are identified. The sources of financing, which, in the author’s opinion, can best meet the needs of the present for business development, are substantiated. The problems of credit financing are outlined, which include: significant cost of credit resources; inability to obtain a loan at the stage of foundation of the enterprise; stereotypical, biased attitude towards women’s entrepreneurship and the risk of losing business in case of unfavorable economic conditions.

Keywords: women’s entrepreneurship, startup, sources of funding.

Fig.: 1. Tabl.: 2. Bibl.: 13.

Klymash Nataliia I. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Economics and Enterprise Finance, State University of Trade and Economics (19 Kіoto Str., Kyiv, 02156, Ukraine)
Email: [email protected]

List of references in article

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“Bankivska systema Ukrainy maie dostatnii zapas mitsnosti - rezultaty otsinky stiikosti v rozrizi bankiv“ [The Banking System of Ukraine Has a Sufficient Safety Margin - the Results of the Assessment of Stability in the Section of Banks]. Natsionalnyi bank Ukrainy. January 09, 2024. https://bank.gov.ua/ua/news/all/bankivska-sistema-ukrayini-maye-dostatniy-zapas-mitsnosti--rezultati-otsinki-stiykosti-v-rozrizi-bankiv
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Sait proiektu «Vidvazhna 2. Masshtabuvannia ta didzhytalizatsiia». https://www.vidvazhna.com.ua/#about

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